6 Step Analysis & Evaluation of your current financial & insurance situation

Other Services Available

Redundancy cover

Talk to us about getting this cover in place if you have a mortgage. It could save your home. Interest rates are at an all time low so now is a good time to purchase another property or just upgrade. We have a mortgage structure that will help you pay off your home loan faster with NO Account Fees! A Disclosure Statement is available on request, at no cost. (need more information) 

7 Common Mistakes business often make.

If you had just been diagnosed with cancer, or had a heart attack, would you prefer a get-well card...- or a cheque for $500,000? Ask yourself the following questions

1. Are you 100% sure that you will have financial certainty when it matters most - at claim time

2. Are you 100% certain that you are getting value for money with your insurance policies?

3. Are you aware of what you currently have in place? (most people aren't)

4. Do you realise that it costs you nothing for a personal, confidential review of your existing policies? Your no-obligation review process includes a "jargon-free" summary of your existing policies Your Summary of Benefits will give you a clear and accurate picture of where your money is going... and what it will do - and won't do! You will also receive, at no cost, a comprehensive, independent report on market place comparisons? You can then make an informed decision, one way or another, knowing that your health & lifestyle protection plan will work - when it matters most. For a FREE, no-obligation, personal and confidential review, on a lifestyle protection plan for yourself or key people. (Make an appointment)

 In the meantime......

You can discover the seven common mistakes that busy people often make, and how you can avoid them:

Mistake 1: Neglecting to insure your most valuable asset - your ability to earn an income. If you insure your vehicles, buildings, stock, and other valuable resources, why would you not protect the income of the person who generates the wealth?(ask us about Income protection or Business Continuity Income)

Mistake 2: Avoiding succession issues and not having a Buy/Sell agreement in place with an appropriate funding mechanism. If your business partner died last week, who would you be in business with today - their spouse? their children? an accountant? a lawyer? - a total stranger.(See Partnership/Shareholder Protection)

Mistake 3: Overlooking the value of a key person, and the impact the loss of one of them (or yourself) would have on your revenue and profitability. If a key person died or was disabled, would the future profitability of your business be as certain today, as it was yesterday? (Ask us about Key Person Protection)

Mistake 4: Spending too much insuring the last and least likely event to occur before age 65, (death), but neglecting to cover the events that are three times more likely to impact your lifestyle. If you had just been diagnosed with cancer, or had a heart attack, would you prefer a get-well card, or a cheque for $500,000?(Ask us about Trauma cover)

Mistake 5: Paying more than you need to for your health insurance.Competitive options are now available that provide affordable protection against the medical costs that really matter - specialist's fees, surgery and hospital expenses. (Ask us about Health Insurance)

Mistake 6: Not reviewing your policies on a regular basis to ensure that they are still relevant - and value for money. You can have a FREE, no obligation, review of your existing insurance, You will receive a Summary of all existing policies, and market place comparisons, giving you options to make an informed decision. (Ask Us about a FREE Review Make an Appointment)

Mistake 7: DIY - failing to use the experience and services of a qualified, confidential, risk management & lifestyle protection specialist to provide you with market-place options.Why would you risk your health and lifestyle to jargon, small print, out-dated policies, and "wishful thinking" - when you can have a confidential, risk management consultation - absolutely free?

Also available:

• Family Trust and Wills Information
• Budget Advice and Goal Setting
• Savings Plans
• Investments and Kiwisaver
• Education Funding
• Business and Farming Succession Planning
• Travel Insurance
• Fire and General Insurance